Last updated: January 13, 2026
Welcome to Nuevopanoroma. By accessing and using this website, you agree to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with all applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. These Terms of Use apply to all visitors, users and other persons who access or use the Nuevopanoroma website.
Nuevopanoroma is a community information portal that shares real experiences of people in Argentina on how they manage their personal finances during periods of inflation. The site provides: anonymous case studies based on real experiences shared by the community, analysis of expenses and family budgets, practical tips and financial strategies implemented by real users, general information about personal financial management.
IMPORTANT: The content provided on Nuevopanoroma is exclusively informative and educational in nature. It does not constitute professional financial, legal, accounting or investment advice. Cases, strategies and tips shared on this website: reflect personal experiences of specific individuals in particular circumstances, should not be interpreted as universal recommendations applicable to all situations, do not replace personalized professional advice from accountants, certified financial advisors or lawyers, may not be appropriate for your particular financial situation. Before making any important financial decision, we strongly recommend consulting with qualified professionals who can evaluate your specific situation.
Permission is granted to temporarily download one copy of the materials (information or software) on Nuevopanoroma's website for personal, non-commercial transitory viewing only. This is the granting of a license, not a transfer of title, and under this license you may not: modify or copy the materials, use the materials for any commercial purpose or for public display, attempt to decompile or reverse engineer any software contained on Nuevopanoroma's website, remove any copyright or other proprietary notations from the materials, transfer the materials to another person or mirror the materials on any other server.
By submitting content to Nuevopanoroma through our contact form (including but not limited to financial experiences, comments, suggestions), you represent and warrant that: you are over 18 years old and have legal capacity to enter into this agreement, the content you submit is truthful and accurate to the best of your knowledge, you have all necessary rights to submit the content, the content does not infringe third-party intellectual property rights, the content does not contain defamatory, obscene, offensive or illegal material.
By submitting content, you grant Nuevopanoroma a worldwide, non-exclusive, royalty-free, perpetual and irrevocable license to: use, reproduce, modify, adapt and publish the content, create anonymous case studies based on submitted content, distribute and display the content on our website and related materials. We commit to completely anonymizing any identifiable personal information before publishing content, according to our Privacy Policy.
Nuevopanoroma reserves the right to: review all submitted content before publication, reject or remove any content we deem inappropriate, inaccurate or that violates these terms, edit content for clarity, length or grammatical correction, always maintaining the essence of the original message, request additional information or clarifications before publishing a case. We have no obligation to publish all submitted content and the publication decision is at our sole discretion.
The materials appearing on Nuevopanoroma's website could include technical, typographical, or photographic errors. Nuevopanoroma does not warrant that any of the materials on its website are accurate, complete, or current. Nuevopanoroma may make changes to the materials contained on its website at any time without notice. However, Nuevopanoroma does not make any commitment to update the materials. Shared cases reflect the experiences and perspectives of specific individuals. Figures, strategies and results mentioned may not be representative of typical experiences and should not be considered as guarantee of similar results.
Nuevopanoroma has not reviewed all sites linked to its website and is not responsible for the contents of any linked site. The inclusion of any link does not imply endorsement by Nuevopanoroma of the site. Use of any linked website is at the user's own risk.
In no event shall Nuevopanoroma or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Nuevopanoroma's website, even if Nuevopanoroma or a Nuevopanoroma authorized representative has been notified orally or in writing of the possibility of such damage. Specifically, Nuevopanoroma will not be liable for: financial decisions made based on website information, financial losses resulting from implementation of strategies described on the site, inaccuracies in cases shared by users, changes in laws, regulations or economic conditions that affect the applicability of information.
You agree to indemnify, defend and hold harmless Nuevopanoroma, its directors, employees, agents and affiliates from and against all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: your use and access to the website, your violation of any term of these Terms of Use, your violation of any third-party right, including without limitation any copyright, property, or privacy right, any content you submit to the website.
Nuevopanoroma may revise these Terms of Use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use. It is your responsibility to periodically review these Terms of Use to be aware of any changes. Your continued use of the website after publication of changes will constitute your acceptance of such changes.
These terms and conditions are governed by and construed in accordance with the laws of the Argentine Republic. Any dispute related to these terms shall be subject to the exclusive jurisdiction of the courts of Villa La Angostura, Province of Neuquén, Argentina.
If any provision of these Terms of Use is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
The failure of Nuevopanoroma to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.
If you have questions about these Terms of Use, you can contact us at: info@nuevopanoroma.com, +54 9 294 439 0323, or Millaqueo 440, Q8407 Villa La Angostura, Neuquén, Argentina.
These Terms of Use should be read in conjunction with: Privacy Policy - Information about how we collect and use your personal data, Cookie Policy - Information about the use of cookies on our website.
